How many Americans are struggling with income volatility — whether they’re rich or poor

The stock market’s up-and-down ride has grabbed headlines this year, with the Dow Jones Industrial Average DJIA, +0.00%  suffering its biggest one-day drop since 2008 followed by a period of relative calm this spring. But many Americans are far more familiar with another kind of roller coaster: Income volatility. The term refers to monthly and […]

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All the ways you can mess up your 401(k) — even if you max out your contributions

Workplace retirement plans get a lot of bad press, primarily if they are loaded with high fees. But truth be told, 401(k) retirement plans have been a boon to millions of Americans with access to them. In total, 55 million savers held $5.3 trillion in these plans at the end of 2017, according to industry […]

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Project Syndicate: How Big Data and online markets can lead to higher prices

WASHINGTON (Project Syndicate) — Information technology is not just transforming markets; it is also making them ubiquitous, particularly for household consumers. From pretty much anywhere in the world, one can now search out goods and services, compare prices from multiple sellers, and give detailed shipping and delivery instructions, all with a mouse click or a […]

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Top Ten: Weekend roundup: The worst investment advice | How to make money off advertising trends | Oil-price spike

MarketWatch rounds up 10 of its most interesting topics over the past week. 1. Steer clear of this terrible investment advice You may not need an investment adviser and their associated high annual fees. But if you do use one, avoid this simple and very costly mistake — one even worse than hidden fees and […]

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Personal Finance Daily: The optimum age to be a successful entrepreneur and the gateway to happiness

Happy Friday, MarketWatchers! Hope you are ready for a wonderful weekend. Don’t forget to check out today’s top personal finance stories. This is the optimum age to be a successful entrepreneur Silicon Valley’s idea of successful young entrepreneurs is all wrong. 4 crucial questions that could sound alarm bells about your college choice This goes […]

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People are using this smart doorbell to spy on each other

Ring, a smart doorbell maker owned by Amazon AMZN, -0.47%  , still hasn’t fixed a security flaw that allows users to stay logged into the app — even after passwords are changed. Ring disclosed the flaw last week but and said Thursday that it hadn’t yet corrected the bug. The vulnerability lets people who previously […]

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The rich keep getting richer — in their 401(k)s

For many people, saving for retirement may seem impossible, as MarketWatch was reminded this week. While some investors are saving thousands — or even millions — for retirement, others are saving almost nothing. In fact, a typical American family, headed by a 30-something, has only $1,000 in retirement savings, according to the left-leaning Economic Policy […]

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The Conversation: 4 crucial questions that could sound alarm bells about your college choice

Even though for-profit colleges get a bad rap for being predatory and leaving students saddled with debt but no degree, a significant number of private nonprofit and public colleges have the same issues. For example, a recent analysis examined 781 colleges where most students borrow and few can repay their loans. While the analysis found […]

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50 million American households can’t afford basic living expenses

As income stagnates, millions of Americans are struggling to make ends meet. Some 50.8 million households or 43% of households can’t afford a basic monthly budget for housing, food, transportation, child care, health care and a monthly smartphone bill, according to an analysis of U.S. government data released this week by the United Way Alice […]

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